First Check

First Check is First Community Bank’s free checking account. This plan offers a variety of perks with no monthly maintenance fees.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online & mobile banking
  • No minimum balance requirement
  • $100 needed to open account

E-FIRST

For the tech-savvy, we recommend e-First. This product makes banking even easier by offering you the convenience of managing your bills online at no additional cost.

  • Unlimited check writing privileges
  • Free anywhere ATM use*
  • Debit/ATM card (upon approval)
  • E-statement (safe and secure)
  • 24-hour online & mobile banking
  • No minimum balance requirement
  • $100 needed to open account
  • No maintenance fee**
  • Free bill pay

*Unlimited use of FCB ATMs. 5 free ATM withdrawals per statement cycle at non-FCB banks in the continental US. After 5, other banks’ fees will apply, but FCB will add no additional fee.
**E-statement required for waived monthly maintenance fee of $5.95.

MY First

Tired of putting your money in the piggy bank? Try First Community Bank's myFirst checking account. This plan offers a variety of perks with no monthly maintenance fees for ages 16-18.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online & mobile banking

First Club

Join the Club – the account offers personal checking benefits with plenty of bonus features and services. What’s more, First Club is free to our most experienced banking customers, those aged 50 or better.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online & mobile banking
  • Discount safe deposit box
  • Free personalized checks (limit 1 box per year)
  • Bonus rate CDs and IRAs
  • $4.95 membership fee monthly for those under 50
  • No monthly membership fee for those aged 50 or better
  • $100 needed to open account

First Club Plus

Enjoy all of the benefits of First Club, plus interest earned on your balance.

Additional benefits include:

  • Simple variable interest paid on daily collected balance
  • Tiered to reward higher balances
  • No maintenance fee during the month with balance of $1,000 or more
  • $8 maintenance fee if balance drops below minimum during the month
  • $100 needed to open account.