Banking Conveniences

As a bank that goes out of our way to be of service, we offer the best in convenience banking – from debit cards to telephone and internet banking. Talk with us about your unique needs. We want your banking experience to be enjoyable and hassle-free.

ATM Cards

ATM cards make it easier to make purchases, withdraw cash, transfer funds or simply check your account balance whenever and wherever you like. Use your First Community Bank ATM card wherever NYCE, PLUS, or Pulse ATM network logos are displayed. Purchases are debited directly from your checking account, without all the check-writing and ID verification hassles. Your monthly bank statement will include all the details of your ATM
card transactions.

Click here for more information on your debit / ATM card.

Debit Cards

 Use your First Community Bank debit card wherever VISA is accepted. Purchases are deducted directly from your checking account, without all the check-writing and ID-verification hassles. Your monthly bank statement will include all the details of your debit card transactions. Your debit card also doubles as an ATM card that may be used around the world wherever you see the NYCE, PLUS, or Pulse ATM network logos displayed. This enables you to withdraw cash, transfer funds or simply check your account balance whenever and wherever you like.

We have also introduced our line of school spirit debit cards. They look great, and provide you with the opportunity to generate revenue for the school featured on your card. For more information on how to get your school spirit debit card, stop by any of our locations.

Please handle your debit card with the utmost of care. Do not keep your PIN number with your debit card.

If you find your debit card has been lost or stolen please notify us immediately. The sooner we are notified the less likely fraudulent activity
can occur on your account. You can call us at 334-567-0081 during our business hours. If you discover the loss or theft after hours, please
call (800) 791-2525.

Because debit fraud is serious busienss, we're watching out for you.
Click to view PDF

Click here for more information on your new debit card.

Travel Notifications

If you're traveling outside of your immediate area and plan to use your First Community Bank debit card during your trip, please notify us before you depart. To notify First Community Bank of Central Alabama of an upcoming trip, please send us a secure message via online banking or call our Customer Service Department at 334-567-0081

  • When notifying us about international travel, it's important to include a list of the specific countries you will be visiting where you may need to use your card. Remember to include places where you have a flight layover in case you need to make a purchase at the airport.
  • Make sure we have your current contact information in case we need to contact you.
  • Keep our customer service phone number handy in case your card is lost or stolen. During business hours, you can call 334-567-0081. After hours, call 800-791-2525.
  • Our debit cards have daily limits for cash withdrawals and purchases. Contact us if you wish to make any changes to these limits before you go.

24-Hour Telephone Banking

Our telephone banking line lets you access your account information easily, safely and quickly – 24 hours a day, seven days a week.

  • 334-514-2706 or 334-514-2768
  • Available by using any touchtone phone
  • Free service to all First Community Bank customers

24-Hour Online Check Reorders

Too busy to stop by the bank with your check reorder form?  Now you can reorder checks online!  As long as you have your reorder form, our routing number, and the last four digits of your account number you have all that you need to submit a check reorder from a PC wherever you are. 

Click here to enter the check reorder system.

24-Hour Online Banking & Bill Pay

How’s this for Service That Rocks! – with First Community Bank’s online banking service, we’re open whenever you say! Log on to access important information about your account. You can also sign up for our online bill-pay service for an additional fee, enabling you to pay bills automatically from your computer – no more stamps, envelopes or checks to write.

If you have additional questions, please don’t hesitate to contact us. It’s really quite simple… so simple, you’ll wonder how you ever got along without it!

  • Round-the-clock computer access to your account
  • No software to install
  • Simple, online bill-pay services (fee applies)
  • Unlimited access
  • User friendly
  • E-mail questions to
  • Bill pay available for $4.95 per month

Click here to apply for online banking & bill pay.

Overdraft Protection

Overdraft Protection can help you avoid the costly and humiliating experience of having a check returned due to insufficient funds. With this service, we automatically transfer the current insufficient amount for each item from another account you have with First Community Bank to your overdrawn account. This service is $5 per transfer, regardless of the amount of transfer.

Safe Deposit Boxes

Some things just can’t be replaced. So protect those valuables or important documents in our safe deposit boxes. Just visit your closest First Community Bank branch and choose from a variety of sizes to suit your individual needs. Safe deposit box fees are automatically drafted from your First Community Bank account.


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