Personal Banking

First Community Bank truly offers a different banking experience – one that often has our customers saying, “Wow. I didn’t know a bank could
be like this.”

Plenty of banks talk a good story. But we believe that it's what we do that matters.

Our philosophy is simple.

To go above and beyond to provide the best possible service to you. It all begins with checking accounts that make banking uncomplicated, hassle-free, even fun. Find the account that best suits your needs – from basic to checking with the works. Then get ready to actually enjoy banking for a change.

First Check

First Check is First Community Bank’s free checking account. This plan offers a variety of perks with no monthly maintenance fees.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • Mobile Banking
  • No minimum balance requirement
  • $100 needed to open account

E-FIRST

e-First Check is our free checking account online. Again, this plan offers a variety of perks with no monthly maintenance fees.

  • Free anywhere ATM use*
  • Debit/ATM card (upon approval)
  • E-statement (safe and secure)
  • 24-hour online banking
  • Mobile banking
  • No minimum balance requirement
  • No maintenance fee**
  • Free bill pay

*Unlimited use of FCB ATMs. 5 free ATM withdrawals per month at non-FCB banks in the continental US. After 5, other banks’ fees will apply, but FCB will add no additional fee.
**E-statement required for waived monthly maintenance fee of $5.95.

First Check Plus

Looking for something extra? With this account, you’ll earn a competitive rate. This tiered plan lets you earn an even higher rate as your balance increases.

  • Simple variable interest paid on daily collected balance
  • Tiered to reward higher balances
  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • Mobile banking
  • No maintenance fee during the month with balance of $1,000 or more
  • $8 maintenance fee if balance drops below minimum during the month
  • $100 needed to open the account

First Club

Join the Club – the account offers personal checking benefits with plenty of bonus features and services. What’s more, First Club is free to our most experienced banking customers, those aged 50 or better.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • Mobile banking
  • Discount safe deposit box
  • Free personalized checks
  • Bonus rate CDs and IRAs
  • No-fee travelers’ checks
  • No-fee official checks
  • No minimum balance requirement
  • $4.95 membership fee monthly for those under 50
  • No monthly membership fee for those aged 50 or better
  • $100 needed to open account

First Club Plus

If there’s one thing that gains more interest among our customers, it’s an account that earns more interest. That’s the case with our First Club Plus, which offers the benefits of a First Club account plus earned interest on your balance. This account is also free to our most experienced banking customers, those aged 50 or better.

  • Simple variable interest paid on daily collected balance
  • Tiered to reward higher balances
  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • Mobile banking
  • Discount safe deposit box
  • Free personalized checks
  • Bonus rate CDs and IRAs
  • No-fee travelers’ checks
  • No-fee official checks
  • $4.95 monthly membership fee
  • No membership fee during the month for those aged 50 or better
  • No maintenance fee during the month with balance of $1,000 or more
  • $8 maintenance fee if balance drops below minimum during the month
  • $100 needed to open account.

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