Personal Banking

First Community Bank truly offers a different banking experience – one that often has our customers saying, “Wow. I didn’t know a bank could
be like this.”

Our philosophy is simple.

To go above and beyond to provide the best possible service to you. It all begins with checking accounts that make banking uncomplicated, hassle-free, even fun. Find the account that best suits your needs – from basic to checking with the works. Then get ready to actually enjoy banking for a change.

First Check

First Check is First Community Bank’s free checking account. This plan offers a variety of perks with no monthly maintenance fees.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online & mobile banking
  • No minimum balance requirement
  • $100 needed to open account

E-FIRST

For the tech-savvy, we recommend e-First. This product makes banking even easier by offering you the convenience of managing your bills online at no additional cost.

  • Unlimited check writing privileges
  • Free anywhere ATM use*
  • Debit/ATM card (upon approval)
  • E-statement (safe and secure)
  • 24-hour online & mobile banking
  • No minimum balance requirement
  • No maintenance fee**
  • Free bill pay

*Unlimited use of FCB ATMs. 5 free ATM withdrawals per month at non-FCB banks in the continental US. After 5, other banks’ fees will apply, but FCB will add no additional fee.
**E-statement required for waived monthly maintenance fee of $5.95.

MY First

Tired of putting your money in the piggy bank? Try First Community Bank's myFirst checking account. This plan offers a variety of perks with no monthly maintenance fees for ages 16-18.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online & mobile banking

First Club

Join the Club – the account offers personal checking benefits with plenty of bonus features and services. What’s more, First Club is free to our most experienced banking customers, those aged 50 or better.

  • Unlimited check-writing privileges
  • Debit/ATM card (upon approval)
  • 24-hour online & mobile banking
  • Discount safe deposit box
  • Free personalized checks (limit 1 box per year)
  • Bonus rate CDs and IRAs
  • No-fee travelers’ checks
  • $4.95 membership fee monthly for those under 50
  • No monthly membership fee for those aged 50 or better
  • $100 needed to open account

First Club Plus

Enjoy all of the benefits of First Club, plus interest earned on your balance.

Additional benefits include:

  • Simple variable interest paid on daily collected balance
  • Tiered to reward higher balances
  • No maintenance fee during the month with balance of $1,000 or more
  • $8 maintenance fee if balance drops below minimum during the month
  • $100 needed to open account.

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