Investments

Money Market Account

Want to get even more out of what you put in? Earned tiered rates of interest on your savings balance with this competitive plan.

  • Simple variable interest paid on daily collected balance
  • Up to three withdrawals per month at no charge; $5 per withdrawal thereafter
  • No maintenance fee during the month with balance of $2,500 or more
  • $10 maintenance fee if balance drops below minimum during the month
  • $2,500 needed to open the account

Premium Money Market Account

Get the most out of your money with earned tiered, premium rates of interest on your savings balance with this competitive plan.

  • Simple variable interest paid on daily collected balance
  • Up to three withdrawals per month at no charge; $5 per withdrawal there after
  • No maintenance fee during the month with balance of $10,000 or more
  • $10 maintenance fee if balance drops below minimum during the month
  • $10,000 needed to open the account

First Savings

When you get into the habit of saving money today, you can also save yourself headaches tomorrow.  Our First Savings account is ideal for those just getting started, and offers no monthly fee when the minimum balance is maintained.

  • Simple variable interest paid on daily collected balance
  • Up to two withdrawals per month at no charge; $2 per withdrawal thereafter
  • No maintenance fee during the month with balance of $100 or more
  • $5 maintenance fee if balance drops below minimum during the month
  • Maintenance fee is waved for account holders under age 19
  • $100 needed to open the account

Christmas Club

This account makes it easy and fun to save money for a festive holiday.

  • Simple variable interest paid on daily collected balance
  • One withdrawal per quarter at no charge; $2 per withdrawal thereafter
  • Check mailed with accrued interest annually
  • Funded by automatic transfer from your First Community Bank checking account
  • No monthly maintenance fee
  • No minimum deposit to open the account

Certificates of Deposit

A relatively low investment risk, a CD offers a convenient way to save. Your investment is easily converted into cash at the end of the term you select.*

  • Current market interest rate earned
  • Maturities available from seven days to five years
  • $1,000 needed to open any CD

* Substantial penalty for early withdrawal

IRA Accounts

Looking for a comfortable place for your nest egg? We offer a variety of Individual Retirement Account investing plans – from traditional IRAs to Roth IRAs. Traditional IRAs let you invest pretax dollars, providing possible tax benefits throughout your income-producing years. Roth IRAs, while not
tax-deductible, allow you to make qualified, tax-free distributions. Please talk with us about which type of IRA best suits your investment needs
and goals.*

  • Different eligibility requirements for each type of IRA
  • Different tax benefits for each type of IRA
  • Please discuss eligibility and tax benefits with your tax advisor
  • Allowed to make annual contributions once IRA is open
  • Set up automatic transfers from an existing demand deposit account
  • $100 needed to open any IRA

* Substantial penalty for early withdrawal