Personal Banking
First Community Bank truly offers a different banking experience – one that often
has our customers saying, “Wow. I didn’t know a bank could
be like this.”
Plenty of banks talk a good story. But we believe that it's what we do that matters.
Our philosophy is simple.
To go above and beyond to provide the best possible service to you. It all begins with checking accounts that make banking uncomplicated, hassle-free, even fun. Find the account that best suits your needs – from basic to checking with the works. Then get ready to actually enjoy banking for a change.
First Checking
First Checking is First Community Bank’s free checking account. This plan offers a variety of perks with no monthly maintenance fees.
- Unlimited check-writing privileges
- Debit/ATM card (upon approval) with no monthly fee
- 24-hour online banking with no monthly fee
- No minimum balance requirement
- No monthly service charge
- $100 needed to open account
E-FIRST Checking
e-First Checking is our free checking account online. Again, this plan offers a variety of perks with no monthly maintenance fees.
- Free anywhere ATM use*
- Debit/ATM card (upon approval) with no monthly fee
- E-statement (safe and secure)
- 24-hour online banking with no monthly fee
- No minimum balance requirement
- No monthly service charge**
- Free bill pay
*Unlimited use of FCB ATMs. 5 free ATM withdrawals per month at
non-FCB banks in the continental US. After 5, other banks’ fees will apply, but FCB will add no additional fee.
**E-statement required for waived monthly service charge of $5.95.
First Checking Plus
Looking for something extra? With this account, you’ll earn a competitive rate. This tiered plan lets you earn an even higher rate as your balance increases.
- Simple variable interest paid on daily collected balance
- Tiered to reward higher balances
- Unlimited check-writing privileges
- Debit/ATM card (upon approval) with no monthly fee
- 24-hour online banking with no monthly fee
- No monthly maintenance fee with balance of $1,000 or more
- $8 monthly maintenance fee if balance drops below minimum
- $100 needed to open the account
First Club
Join the Club – the account offers personal checking benefits with plenty of bonus features and services. What’s more, First Club is free to our most experienced banking customers, those aged 50 or better.
- Unlimited check-writing privileges
- Debit/ATM card (upon approval) with no monthly fee
- 24-hour online banking with no monthly fee
- Discount safe deposit box
- Free personalized checks
- Bonus rate CDs and IRAs
- No-fee travelers’ checks
- No-fee official checks
- No minimum requirement
- $4.95 monthly club fee
- No monthly club fee for those aged 50 or better
- $100 needed to open account
First Club Plus
If there’s one thing that gains more interest among our customers, it’s an account that earns more interest. That’s the case with our First Club Plus, which offers the benefits of a First Club account plus earned interest on your balance. This account is also free to our most experienced banking customers, those aged 50 or better.
- Simple variable interest paid on daily collected balance
- Tiered to reward higher balances
- Unlimited check-writing privileges
- Debit/ATM card (upon approval) with no monthly fee
- 24-hour online banking with no monthly fee
- Discount safe deposit box
- Free personalized checks
- Bonus rate CDs and IRAs
- No-fee travelers’ checks
- No-fee official checks
- $4.95 monthly club fee
- No monthly club fee for those aged 50 or better
- No monthly maintenance fee with balance of $1,000 or more
- $8 monthly maintenance fee if balance drops below minimum
- $100 needed to open accountsafe deposit boxes.
