Commercial Banking

Commercial Checking Accounts

With a name like “First Community,” it shouldn’t be too surprising that we put people first. That includes small business owners. We treat you as an individual, not as some faceless corporation.

That difference extends to our business checking plans. We listen to your needs and respond with services that aren’t just cost-efficient, but also offer extra perks and the respect you deserve.

Business Checking

This commercial plan offers generous activity allowances and no monthly fee when you maintain the minimum collected balance requirement.

  • Up to 200 debits per month at no charge; $0.24 per item thereafter
  • Up to 50 credits per month at no charge; $0.25 per item thereafter
  • Up to 500 deposited items per month at no charge; $0.10 per item thereafter
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • Direct deposit available for employees
  • No fee for employees to cash payroll checks
  • Merchant services available
  • No maintenance fee during the month with balance of $1,000 or more
  •  $10 maintenance fee if balance drops below minimum during the month
  • $100 needed to open the account

Business Checking Plus

We’re always working for you. And with this account, so is your business checking, by earning you interest. Available to sole proprietorships and nonprofit organizations, this plan also features no monthly fee when you maintain the minimum balance requirement.

  • Simple variable interest paid on daily collected balance
  • Tiered to reward higher balances
  • Up to 200 debits per month at no charge; $0.24 per item thereafter
  • Up to 50 credits per month at no charge; $0.25 per item thereafter
  • Up to 500 deposited items per month at no charge; $0.10 per item thereafter
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • Direct deposit available for employees
  • No fee for employees to cash payroll checks
  • Merchant services available
  • No maintenance fee during the month with balance of $1,000 or more
  •  $10 maintenance fee if balance drops below minimum during the month
  • $100 needed to open the account

Commercial Analysis Checking

We customize your business’s checking with this program for a flat monthly fee; any additional fees are based on your company’s individual levels of activity and balance maintained.

  • Earnings credit can offset activity fees
  • $0.06 per item for debits
  • $0.10 per item for credits
  • $0.04 per deposited items drawn on First Community Bank
  • $0.06 per item for other deposited items
  • Debit/ATM card (upon approval)
  • 24-hour online banking
  • $15 flat monthly maintenance fee
  • $100 needed to open the account

Commercial Savings

At First Community Bank, we know it’s no easier for a business to set aside money earned today, than it is for an individual. That is, until they see our variety of plans that make it easy, with competitive interest rates and flexible terms.

REMOTE DEPOSIT CAPTURE

Save yourself a trip to the bank! With this convenient product, you can deposit checks into your First Community Bank business account, day or night, without leaving the office.

 

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